• Buildings and contents
• Boiler and Machinery
• Earthquake and Flood
• Builders Risk
• Electronic Data Processing
• Towers and Communication Equipment
• Equipment Breakdown

Inland Marine

• Mobile Equipment
• Emergency Services Equipment
• Communications Equipment
• Tools
• Leased, Hired, Borrowed Equipment

Crime

• Public Employee Dishonesty including Faithful Performance
• Computer Fraud
• Forgery / Alteration
• Theft, Disappearance, Destruction

General Liability

• Premises / Operations
• Products / Completed Operations
• Damage to Rented Premises
• Employee Benefits Liability
• Personal and Advertising Injury
• Contractual Liability
• Sewer Back Up
• Limited Pollution
• Failure to Supply Utilities
• Fire Department / EMT Operations
• Broad Form Name Insured
• Defense Costs in Addition to Limit of Liability
• Host Liquor Liability
  

Public Officials Liability

• Civil Rights Violations
• Zoning Issues
• EEOC Defense
• Employment Relations Claims
• Loss of Compensation (Wages) Claims
• Licensing & Permitting Coverage

Law Enforcement Liability

• Authorized Moonlighting
• Canine Exposure
• Civil Rights Violations
• False Arrest / Wrongful Imprisonment
• False or Improper Service or Process

Automobile

• Fleet Automatic
• Replacement Cost Coverage on Fire/Rescue Vehicles
• Fellow Employee Coverages
• Hired/Non-owned Vehicles

Excess Liability

• Follow Form Coverage

Workers Compensation

• Employers Liability
• Guaranteed Cost
• Domestic / Foreign Terrorism

 

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• Utility Districts
  For Indiana’s standalone water, wastewater and conservancy districts, IMIP offers specialized coverage and risk management solutions for agents and their customers. Water PLUS covers; general liability,  public officials liability, Employment practices liability, auto liability and property. Please contact us to learn more about this unique program. 

• Environmental Impairment Liability
  Every day waste as a result of normal activities can be harmful to any community and the population around it.  IMIP offers environment coverage for municipalities to assist with clean up and protection.  This coverage is ideal for the risk that has a landfill, recycling facilities, water/wastewater treatment plants or above ground storage tanks.  The coverage includes on and off site clean up.
  

• Sales Tax Interruption Coverage
  The loss of sales tax revenue from a large employer can mean big budget deficits for smaller communities.  Should damage occur to areas causing a lapse in receiving sales taxes, the revenue can be retained with this coverage.  This coverage is ideal for communities with a population of 50,000 or less.  Possible insured’s would include political subdivisions and special purpose districts. 

• Identity Recovery Coverage
  Identity theft is this country’s fastest growing crime, and costs individuals thousands of dollars in recovery.  IMIP offers coverage to reimburse expenses as well as provide professional help to restore credit and identity records.  This coverage is offered to full time employees of an insured public entity.  This coverage includes expense reimbursement up to $5,000 per employee.  It also offers experience case managers to handle identity recovery and there are 24 hour counselors to initiate claims, answer questions and recommend additional steps.